Hope's Baked Bean dip

hello reader's merry christmas to all, i hope you have a happy new year too, so i made this delicious bean dip for my sister when comes to see me in a few  hours on christmas eve but this recipe came from one of my friends from indiana named hope and i known her at my special needs camp job we worked together as staffers during the summer so i thought i would share it with you all merry xmas and a happy new year Cheers!

hope's hot bubbly bean dip
1 can refried beans
1 can chili beans
1/2 pkt taco seasoing
1 8oz cream cheese, softened
1 8 oz bag shredded cheddar cheese
2 tomatoes, if you want
3 green onions, sliced
1 can sliced black olives
1 casserole dish
spread cream cheese on bottom of a casserole dish then place in the freezer to harden. in a large pot mix and heat together the refried beans, 1/2 pkt taco seasoing and chili beans. once it fully mixed and heated through take dish out of the freezer and create your 2nd layer pour beans from the pot and spread onto frozen cream cheese. cover entire surface as much beans as desired open the package of cheese and sprinkle onto top of beans, to create 3rd layer. diced up tomatoes, and add to the top of cheese as your 4th layer
add the sliced scallions to the tomatoes and olives on top. place casserole dish in the oven at 375 bake for 20-25 minutes or until hot and bubbly serve with tortilla chips

its also great for super bowl snack too!